Tools + Intel | CRC Specialty

Tools + Intel.

CRC Specialty's Tools + Intel spans a diverse spectrum of industry issues to keep you and your clients informed. This is truly news you can use, coupled with the latest exclusive programs, featured tools, links to compelling news stories, and more.

REDY Index Claims Advocacy Property Casualty ExecPro Transportation Healthcare
The Real Cost of Risk: Why EPLI Matters Post Image

The Real Cost of Risk: Why EPLI Matters

June 16, 2025

Is your business prepared for the growing risks of employment-related lawsuits? With evolving regulations, AI in hiring, and a stronger focus on workplace equity, EPLI is more essential than ever. Even one claim can mean six-figure legal costs. Are your clients protected? Learn how EPLI coverage can help businesses stay ahead of today’s risks.

EPL REDY® Index Q1 2025 Post Image

EPL REDY® Index Q1 2025

April 17, 2025

The REDY Index leverages CRC Group’s collection of actionable data – the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.

Employment Practices Liability ® Index Q4 2024 Post Image

Employment Practices Liability ® Index Q4 2024

January 14, 2025

The REDY Index leverages CRC Group’s collection of actionable data – the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.

Employment Practices Liability ® Index Q3 2024 Post Image

Employment Practices Liability ® Index Q3 2024

October 14, 2024

The REDY Index leverages CRC Group’s collection of actionable data – the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.

Employment Practices Liability ® Index Q2 2024 Post Image

Employment Practices Liability ® Index Q2 2024

August 01, 2024

The REDY Index leverages CRC Group’s collection of actionable data – the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.

FTC Rule Banning Noncompetes: What You Need to Know Post Image

FTC Rule Banning Noncompetes: What You Need to Know

May 15, 2024

In April the FTC issued a final rule largely banning noncompetes nationwide. The groundbreaking ruling has the potential to shake up the job market. With millions potentially affected, what's at stake for employers and employees? Dive in to explore alternatives and unravel potential impacts. Will this ruling revolutionize the workplace or spark a legal battleground?

Partnering With a PEO? Watch Out for EPL Coverage Gaps Post Image

Partnering With a PEO? Watch Out for EPL Coverage Gaps

April 27, 2022

In today's economic environment, many companies have difficulty hiring and retaining sufficient staff to operate. More small and mid-sized companies without dedicated internal administrative or HR staff partner with Professional Employer Organizations (PEOs) to help offload administrative burdens. In addition to providing HR, benefits, and payroll administration, PEOs often offer Employment Practices Liability (EPL) coverage to protect client companies against employee claims of wrongful termination, retaliation, harassment, discrimination, or other workplace claims.

Returning to Work in 2021: COVID & Vaccinations Raise EPLI Liability Questions Post Image

Returning to Work in 2021: COVID & Vaccinations Raise EPLI Liability Questions

January 21, 2021

At the beginning of the COVID-19 pandemic, employers moved quickly to develop and implement remote work-from-home protocols to protect employees. Almost a year since it all began, employers are starting to develop return to work plans.

After the Riots: Mitigating Liability Risks Post Image

After the Riots: Mitigating Liability Risks

July 09, 2020

A supervisor at a midsize business is watching the evening news, when she sees a disturbing video of people smashing windows and looting stores in the city where her company is based. What she sees next shocks her: one of the looters is not wearing a face mask, despite the coronavirus, and she realizes as he passes the camera that he’s one of her longtime employees.

As COVID-19 Spreads, Beware of EPL Risks Post Image

As COVID-19 Spreads, Beware of EPL Risks

April 03, 2020

As businesses of all sizes strive to protect their employees and preserve cash flow during the coronavirus pandemic, likely the last thing on most of their minds is employment practices liability (EPL) exposures. But EPL risks are higher during pandemics and other periods when employers are more likely to furlough, lay off or ask employees to work from home.

2020 State of the Market at a Glance – Casualty, Construction, ExecPro, Healthcare and Property Post Image

2020 State of the Market at a Glance – Casualty, Construction, ExecPro, Healthcare and Property

March 16, 2020

Will premiums increase? Are terms and conditions changing? What lines of business have limited markets? Which lines of business have excess capacity? Here’s what clients can expect in the marketplace for 2020 in a quick and easy to read reference guide.

Animals in the Workplace: How to Tame the EPL Risks Post Image

Animals in the Workplace: How to Tame the EPL Risks

March 13, 2020

A man walks into a bar with a pig (or an alligator, a horse, or another animal). This sounds like the beginning of a joke, but for a growing number of service businesses and employers, it is no laughing matter. Such incidents are creating employment practices liability exposures and have the potential to generate class-action lawsuits.

Blindsided: Website Accessibility Suits Hitting Businesses Post Image

Blindsided: Website Accessibility Suits Hitting Businesses

July 09, 2019

Businesses in many industries are becoming targets in a wave of liability litigation. Since 2017, courts have considered more than 3,000 lawsuits around the country alleging that defendants’ websites violate the accessibility requirements of the Americans with Disabilities Act and other civil rights laws. Many businesses facing such suits have been unaware that their websites prevent individuals with disabilities from accessing all of their sites’ features, such as job applications or lists of physical locations, as in the case of retail stores or restaurants.

Complexity Clouds Market for Financial Institutions Post Image

Complexity Clouds Market for Financial Institutions

March 14, 2019

Financial institutions have rebounded and are stronger overall since the subprime loan crisis more than a decade ago, and nonbank lending has emerged as a high-growth business. Even though capacity for financial institution risks remains plentiful, some insurers have become more conservative in their appetites for certain classes and sizes of business. While certain accounts are seeing higher premiums rise due to increased exposure, some new market entrants are pricing accounts aggressively low. What does all this mean for retail agents? Financial institution clients need help to navigate a complex marketplace to obtain the best coverages and pricing.

New 2019 State of the Market at a Glance – Casualty, Construction, ExecPro, Healthcare, and Property Post Image

New 2019 State of the Market at a Glance – Casualty, Construction, ExecPro, Healthcare, and Property

March 06, 2019

Will premiums increase? Are terms and conditions changing? What lines of business have limited markets? Which lines of business have excess capacity? Here’s what clients can expect in the marketplace for 2019 in a quick and easy to read reference guide.

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