Tools + Intel.

What if your business isn’t as protected as you think? Since the #MeToo movement took off in 2017, sexual abuse claims have surged across industries, with many organizations facing lawsuits and massive settlements. Is your current liability coverage enough? Learn how evolving risks demand a new approach to SAM coverage.

Want to know more about what to expect in the insurance marketplace but don’t have time to read a 10+ page State of the Market? Interested in emerging trends and market or capacity changes? Gain the key marketplace insights you need at just a glance with our easy-to-read 2025 guides.

Mold has been a part of our environment for millions of years, and there are more than 100,000 mold species naturally occurring on Earth.

Concerts. Festivals. Fairs. Sporting events. Live theater. Corporate events. Whether it is indoors or outdoors, we love to be entertained and inspired. We thrive on learning from experts and hearing from speakers we admire. And this is why the events industry is enormous. In the United States, business meetings, conferences, tradeshows and the like provided over 5.9 million jobs.

A man walks into a bar with a pig (or an alligator, a horse, or another animal). This sounds like the beginning of a joke, but for a growing number of service businesses and employers, it is no laughing matter. Such incidents are creating employment practices liability exposures and have the potential to generate class-action lawsuits.

A good reputation is valuable but also fragile. As Berkshire Hathaway Inc. Chairman Warren Buffett said, “It takes 20 years to build a reputation, and five minutes to ruin it.” In the headlines every day are incidents that damage the public’s perception of an organization, from social media controversies, to executive misconduct to regulatory violations. Fortunately, a new generation of insurance products is emerging to provide protection for reputational risks.