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Sharing Economy Companies Have Unique Insurance Needs

Sharing Economy Companies Have Unique Insurance Needs

The sharing economy reaches far beyond rides and vacation rentals. Entrepreneurs are creating on-demand solutions wherever the sharing approach shows promise, targeting everything from services such as deliveries, home repairs and gardening to sharing personal property including baby strollers, tools and formal wear.

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Exclusive Insurisk Active Assailant

Exclusive Insurisk Active Assailant

Active assailants continue to threaten businesses, houses of worship, schools and public events across the United States. Reported instances of workplace violence, ranging from threats to physical assaults and homicides, impact nearly 2 million Americans each year.

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Cyber Insurance: One Size Doesn’t Fit All

Cyber Insurance: One Size Doesn’t Fit All

There is no one perfect insurance policy for all clients, but retail agents can help their insureds find appropriate coverage forms by focusing on the exposure. This is especially true of cyber liability insurance.

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Socially Unacceptable: Social Engineering Crimes Changing Cyber Coverage

Socially Unacceptable: Social Engineering Crimes Changing Cyber Coverage

In an increasingly connected world, many cyber insurers are reporting a significant increase in social engineering claims — particularly at organizations involved in real estate and other financial services. That means retail agents and their insureds can expect to see some changes in the marketplace. As social engineering scams increase, some insurers are reducing cybercrime limits, raising premiums for cybercrime coverage, requiring policyholders to take risk mitigation steps or withdrawing from covering cybercrime altogether.

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Blindsided: Website Accessibility Suits Hitting Businesses

Blindsided: Website Accessibility Suits Hitting Businesses

Businesses in many industries are becoming targets in a wave of liability litigation. Since 2017, courts have considered more than 3,000 lawsuits around the country alleging that defendants’ websites violate the accessibility requirements of the Americans with Disabilities Act and other civil rights laws. Many businesses facing such suits have been unaware that their websites prevent individuals with disabilities from accessing all of their sites’ features, such as job applications or lists of physical locations, as in the case of retail stores or restaurants.

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Why Every Restaurant Needs Foodborne Illness Insurance
Why Every Restaurant Needs Foodborne Illness Insurance
VPN & MFA: Why Cyber Insurance Applicants Need Both
VPN & MFA: Why Cyber Insurance Applicants Need Both
OPPI: Professional Liability Designed for Project Owners
OPPI: Professional Liability Designed for Project Owners
Secondary Perils Turn into a Primary Concern for Insurance Buyers
Secondary Perils Turn into a Primary Concern for Insurance Buyers
How Digitization Is Driving Cyber Risk for Motor Carriers
How Digitization Is Driving Cyber Risk for Motor Carriers
Florida Residential Subcontractors Have Fewer Market Options
Florida Residential Subcontractors Have Fewer Market Options
State of the Market: D&O Liability
State of the Market: D&O Liability
Hyperinflation is Hitting the Construction Industry Hard
Hyperinflation is Hitting the Construction Industry Hard
The Challenges of Insuring Healthcare Staffing Companies
The Challenges of Insuring Healthcare Staffing Companies
Cyber REDY® Index October 2022
Cyber REDY® Index October 2022
Property REDY® Index October 2022
Property REDY® Index October 2022
Excess & Umbrella REDY® Index October 2022
Excess & Umbrella REDY® Index October 2022