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CAT+ Insurisk’s Exclusive CAT Focused Property Facility

CAT+ Insurisk’s Exclusive CAT Focused Property Facility

Insurisk is CRC Group’s exclusive products facility has recently launched CAT+, an A rated property capacity for middle market business that is primarily CAT-exposed. CAT+ can accommodate costal exposure risks from Texas all the way to the Carolinas.

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Kidnap and Ransom Coverage Proves Its Worth in a Crisis

Kidnap and Ransom Coverage Proves Its Worth in a Crisis

It’s a frightening scenario for any organization—an employee is kidnapped while traveling or working abroad and held for ransom. Faced with a potentially life-and-death situation, family members and corporate managers have little time to decide how best to respond to the kidnappers’ demands and maximize the chances of a safe return. In such situations, kidnap and ransom insurance proves its worth. Kidnap and Ransom policies provide timely access to crisis and security experts to quickly deploy the most appropriate strategies for these dangerous situations. While the policies indemnify insureds for ransom and other expenses associated with a kidnapping, the accompanying crisis management services are among the strongest reasons for purchasing the coverage.

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When the Earth Moves, the Damage May Not be Covered

When the Earth Moves, the Damage May Not be Covered

Earthquakes get the headlines, but the ground moves for many reasons. Whether a property loss is covered when the ground shakes, shifts or sinks depends on what the policy says. Earthquake coverage is a very well known, but relatively narrow coverage limited to damage caused by naturally occurring seismic activity. Few buyers are aware of earth movement coverage, which offers broader protection for a wider scope of perils. While most clients choose earthquake coverage, they may want to consider whether earth movement policies make sense, given their specific risks and how it fits into their overall property program.

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State of the Market: Excess Trucking

State of the Market: Excess Trucking

Increasing frequency and severity in commercial auto claims are causing the marketplace for excess trucking liability to become even more turbulent. Trucking insurers have faced several years of challenging business conditions, and many are now forced to reduce the limits they offer and increase rates significantly for trucking risks.

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Opioid Crisis Risks Rising for Healthcare Industry

Opioid Crisis Risks Rising for Healthcare Industry

The health care sector is caught in the crosscurrents of the opioid crisis. Easing pain is an integral goal of medical treatment, and when it comes to severe pain, prescription opioids have proven very effective. Opioid pain relievers, however, can be highly addictive and are often abused.

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