Casualty

Assault + Battery Liability Program

Lender-compliant protection when the GL market pulls back. CRC Insurisk's Assault + Battery (A+B) Liability solution delivers dedicated, occurrence-based coverage at a time when many GL policies are excluding or limiting A+B exposure. Backed by A+ rated paper, this program is designed to meet lender requirements while providing meaningful protection for high-risk operations.

A+ Rated paper

Primary Coverage layer

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Program Details

Program Highlights

Primary coverage
Occurrence-based wording
No weapons exclusion or sublimits
Lender-compliant deductibles
No state or city exclusions
Competitive pricing

Target Classes

Habitational risks such as apartments, HOAs, COAs, senior and assisted living facilities
Real estate portfolios and investors
Hospitality exposures, including hotels, leisure facilities, and restaurants
Retail and commercial property

Coverage + Underwriting

Coverage Advantages

Dedicated A+B capacity separate from GL
Includes a specific SML product designed to provide back-to-back coverage
People Trafficking extension available for qualifying hotels

Underwriting Requirements

A+B/SAML application
Property SOV
Casualty ACORD
GL loss runs