Insurisk General Liability

Casualty

General Liability

Fully underwritten and backed by AM Best A-rated paper, Insurisk's General Liability (GL) offers an exclusive option to CRC Specialty producers.

$2M/$4M/$4M Primary GL limits
A AM Best rated paper
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Cars and trucks traveling along a divided highway through autumn mountains

Program Details

Product Offering Available

  • Primary GL limits up to $2M/$4M/$4M
  • ISO coverage form and endorsements along with some proprietary forms
  • Occurrence and Claims Made form
  • Deductible or SIR
  • Coverages available in conjunction with GL: Liquor Liability, Employee Benefits Liability, Hired and Non-Owned Auto

Risk Appetite

  • Commercial and Residential Contractors (limited appetite in CD states)
  • Real Estate including commercial, mercantile, and habitational
  • Hospitality including restaurants, bars, hotels, and casinos
  • Products including commercial and consumer manufacturers and distributors

Excluded Classes

  • Aircraft Products
  • Ammunition/Firearms
  • Amusement Devices
  • Auto Manufacturing
  • Cannabis and Hemp
  • Electronic Cigarette/Vaping
  • EIFS Contractors
  • Feed Manufacturing
  • Fertilizer Manufacturing
  • Explosives/Fireworks
  • Fraternity and Sorority Operations
  • Gentlemen's Clubs
  • Helmet Manufacturing
  • New Residential Construction
  • New York Contractors
  • Nightclubs
  • Oil and Gas Operations
  • Tree Stand Manufacturing
  • Trampoline Operations
  • Tree Trimming Operations

Minimums

Minimum Premiums

$50,000 — $100,000 for any Habitational exposure in CA, DC, GA, FL, NY, and TX.

Minimum Deductibles

$10,000 — $25,000 for any Habitational exposure in CA, DC, GA, FL, NY, and TX.