Insurisk IP Infringement Liability

Financial Lines

Intellectual Property Infringement Liability

We provide robust protection, backed by AM Best A+ rated paper, for innovative consumer brands, licensors, manufacturers, and product designers facing aggressive competitors, non-practicing entities (NPEs), and the rising cost of IP litigation.

$5M Limits available
$3,500 Premiums from
A+ AM Best rated paper
Download the Overview +
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Program Details

Ideal for Companies Facing

  • Fast product cycles
  • High exposure to copycats
  • Private label or licensing arrangements
  • Overseas manufacturing
  • Aggressive enforcement by NPEs
  • Retailers requiring indemnity

Policy Offering

  • Territorial Limits: USA Only, USA and Canada Only, Worldwide
  • Limits: Up to $5,000,000
  • Premiums from: $3,500
  • SIR from: $15,000

Coverage + Defense

Coverage Extends Up To

  • Claims brought by competitors or NPEs
  • Claims against the Insured and Indemnified Parties, which is critical for licensors, private label manufacturers, design partners, and fulfillment partners
  • Civil proceedings and licensing requests, including appeals and counterclaims
  • CoverPLUS upgrade option that provides additional protection for:
    • Copyrights
    • Designs and design rights
    • Trademarks and trade dress
    • Domain names

Duty to Defend Includes

  • Appointment of specialized IP litigation counsel
  • Pay on behalf structure (no reimbursement battles)
  • Coverage for representative fees and expenses, appeals, and approved counterclaims