Insurisk Wind Deductible Buy Back

Property

Wind Deductible Buy Back Program

Fully underwritten in-house and backed by AM Best A-rated paper, Insurisk's WDBB offers exclusive casualty capacity available only through CRC Specialty producers. The Insurisk WDBB product provides access to a wide range of solutions for clients navigating a constantly evolving marketplace.

$151K Average limit
$9.3K Average net premium
8.5% Average ROL, gross
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Program Details

Program Highlights

  • All States
  • Full Follow Form Wording
  • More than two losses in the last three years is a referral

Referral Occupancies

  • Other
  • Greenhouses
  • Solar Panels
  • Mobile Homes
  • Auto Dealerships (can quote as long as it doesn't cover the vehicles)

Limits + Averages

Limits

  • Up to $1.25M without referral; $3M with a referral (looking to push non-referral limit)
  • No max TIV or per-location TIV, but TIV above $100M for a single location refers
  • No min or max premium
  • Max % Buy-down: 15% and not exceeding $3M
  • Min Buy-down: $5,000 for TIVs below $10M and $10K for TIVs above $10M

Book Averages

  • Average limit: $151K
  • Average net premium: $9.3K
  • Average ROL: 8.5% (gross)