Insurisk apd mtc

Transportation

APD/MTC Program

Exclusive capacity available only through CRC Specialty producers, Insurisk provides access to a wide range of solutions backed by A- rated paper and designed to help you win in a constantly evolving marketplace.

$2M APD terminal capacity
$1M MTC terminal / disaster capacity
A- Rated paper
Download the Overview +
Cars and trucks traveling along a divided highway through autumn mountains

Auto Physical Damage

Limits

  • Up to $2M Terminal Capacity
  • Up to $250,000 per Auto
  • Excess Terminal Limits Available Upon Request
  • Trailer Interchange

Supplemental Coverages

  • Towing, Storage, and Debris Removal
  • Loan and Lease Gap
  • Onboard Electronics
  • Personal Effects

Motor Truck Cargo

Limits

  • Up to $1M Terminal/Disaster Capacity
  • Up to $350,000 per Vehicle
  • Excess Vehicle and Terminal Limits Available Upon Request
  • Contingent Cargo Available Upon Request
  • Trailer Interchange
  • Refrigerated Breakdown

Supplemental Coverages

  • Pollutant Cleanup and Removal
  • Expediting Expenses
  • Earned Freight Charges
  • Fire Brigade and Extinguishing Services
  • Voluntary Parting
  • Reward Expenses

Underwriting

Target Accounts

  • For Hire Trucking
  • 10+ Power Units
  • 3+ Years in Business
  • Less than 125,000 Miles/Unit Utilization
  • Financially Strong
  • Two or Fewer BASICs/OOS in Alert

Prohibited Commodities + Operations (Motor Truck Cargo only)

  • Specie, Jewelry (non-costume)
  • Livestock, Live Plants, Bloodstock
  • Open Lot
  • Auto Haulers, Auto Transportation, Boat Haulers
  • Coal
  • Contaminated Soil
  • Explosives
  • Household Movers
  • Garbage and Refuse
  • Swinging Meat (packed and temp controlled acceptable)

Submission Requirements (for Quick Indication)

  • Transportation Application or Market Equivalent Transportation Application/Information
  • 3-5 Years Currently Valued Loss Runs and Loss Summary
  • 3-5 Years of Historical Power Units, TIVs, Mileage, and Revenue
  • Excel Vehicle List with Year, Make/Model, VIN, Stated Amount, Garaging Location, and Registration State
  • Excel Driver List with a Minimum of Name, DOB, DOH, and YOE
  • Most Recent Four Quarters of IFTAs
  • Financial Statements Prior Year and Interim (if requesting revenue as rating basis)
  • MVR Sampling

Additional Helpful Information

  • Operational Narrative
  • CAB Report or Equivalent
  • Safety/Technology Summary