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CAT+ Insurisk’s Exclusive CAT Focused Property Facility

CAT+ Insurisk’s Exclusive CAT Focused Property Facility

Insurisk is CRC Group’s exclusive products facility has recently launched CAT+, an A rated property capacity for middle market business that is primarily CAT-exposed. CAT+ can accommodate costal exposure risks from Texas all the way to the Carolinas.

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When the Earth Moves, the Damage May Not be Covered

When the Earth Moves, the Damage May Not be Covered

Earthquakes get the headlines, but the ground moves for many reasons. Whether a property loss is covered when the ground shakes, shifts or sinks depends on what the policy says. Earthquake coverage is a very well known, but relatively narrow coverage limited to damage caused by naturally occurring seismic activity. Few buyers are aware of earth movement coverage, which offers broader protection for a wider scope of perils. While most clients choose earthquake coverage, they may want to consider whether earth movement policies make sense, given their specific risks and how it fits into their overall property program.

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Insurers Move to Raise Rates in Property Market

Insurers Move to Raise Rates in Property Market

Buyers have grown used to price cuts in the property market in recent years, but insurers are now taking a harder stance. Insurers are seeking additional premium wherever possible and applying stricter underwriting, particularly to property valuations. Rate increases seem to be gaining traction as leading markets pare back on unprofitable lines. Still, those viewed as good risks can expect to do better than more challenging exposures.

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Property Risk Assessment Reports – Helping Insureds Better Understand the Catastrophic Perils They Face

Property Risk Assessment Reports – Helping Insureds Better Understand the Catastrophic Perils They Face

The Catastrophe Risk Assessment Report is a proprietary tool developed by CRC Group’s Property experts to help retailers win with their clients. Exclusive to CRC Group, this report helps deliver an attractive and detailed presentation providing quality mapping and analytics with comprehensive location details and analysis to your insureds. It includes a summary of an account’s exposures aggregated a number of ways, including by CAT zones, State, flood zone, and construction type.

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Away From the Coast Rain Wind and Fire Roil Property Markets

Away From the Coast Rain Wind and Fire Roil Property Markets

Hurricanes dominated the headlines last year, but away from the coast, massive losses from thunderstorms, tornadoes, and wildfires continue to roil the property markets. Insureds that have become used to price cuts on non-coastal, non-cat driven business, now face possible rate increases and likely larger deductibles. Our special report "Away From the Coast - Rain, Wind and Fire Roil Property," provides valuable information about market conditions away from the coast and shows why you should avoid neglecting these non-coastal accounts. And as always, as hurricane season gets underway and is forecasted to be normal or above-normal, the experts at CRC Group are here and ready to help.

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