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Pollution Liability: Is a GL Extension Enough?

Pollution Liability: Is a GL Extension Enough?

There are major differences between pollution coverage extensions in a GL policy and a genuine pollution insurance policy. Insurance agents are living on the edge by verifying pollution insurance on COIs if the only coverage is provided by a GL policy with an endorsement making exceptions to the pollution exclusion. Continue reading to learn more about obtaining the right pollution liability coverage.

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Product Recall Claim Trends

Product Recall Claim Trends

Product recall events are a known risk of doing business across many sectors. The discovery of these concerns can come from regulatory agencies like the FDA, customer product testing, supplier issues, and/or a company’s own quality control process. Even companies with the best quality control processes in place are vulnerable to product recall risks.

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Recent Cosmetic Product Law Could Increase Recall Risk

Recent Cosmetic Product Law Could Increase Recall Risk

A recent law signed in 2023 expands regulations and reporting requirements for cosmetic manufacturers, giving the FDA greater oversight of the industry. These updated policies could increase the frequency and size of cosmetic product recalls. What can manufacturers do to help minimize their risk?

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2023 Habitational State of the Market – Casualty

2023 Habitational State of the Market – Casualty

Persistent, significant losses are still driving up expenses and constraining capacity within the casualty market for habitational business. As insurers reduce coverage limits, increase deductibles, and impose stricter underwriting criteria, it becomes crucial to strategically promote comprehensive submissions in order to secure optimal coverage.

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Social Inflation & Growing Demand Drives Hard Market for Security Guard Services

Social Inflation & Growing Demand Drives Hard Market for Security Guard Services

Massive claims and settlements are no longer a surprise to the insurance industry and casualty lines are no exception. Many will remember the collapse of Surfside, Florida’s Champlain Tower South in June 2021. It resulted in a settlement of more than $1B.

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Pollution Liability: Is a GL Extension Enough?
Pollution Liability: Is a GL Extension Enough?
Decrypting the Digital Asset Insurance Space
Decrypting the Digital Asset Insurance Space
Less Turbulence Ahead in the E&S Property Market
Less Turbulence Ahead in the E&S Property Market
How Retail Agents Can Avoid Cyber Fatigue in an Evolving Marketplace
How Retail Agents Can Avoid Cyber Fatigue in an Evolving Marketplace
Product Recall Claim Trends
Product Recall Claim Trends
Long-Term View Important for Senior Living Marketplace
Long-Term View Important for Senior Living Marketplace
Excess & Umbrella REDY® Index January 2024
Excess & Umbrella REDY® Index January 2024
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Cyber REDY® Index January 2024
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Private D&O REDY® Index January 2024
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Errors & Omissions REDY® Index January 2024
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Property REDY® Index January 2024
Disability Insurance: Protection When Illness or Injury Strikes
Disability Insurance: Protection When Illness or Injury Strikes