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ESG Investing Leads to Exposure, Fiduciary Liability Insurance Can Help

ESG Investing Leads to Exposure, Fiduciary Liability Insurance Can Help

Over the last several years concern around big issues like economic disparity, climate change, and social justice have increased across the country. In light of these issues, many are drawn to the idea of tying investment decisions to personal or social values in an effort to effect social change through environmental, social, and corporate governance (ESG) investing (source 6). As of 2018, the popularity of ESG investing had grown to include more than $30 trillion in assets, based at least in part on investors’ demands for clarity around a company’s attitude toward social issues (source 5).

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After the Riots: Mitigating Liability Risks

After the Riots: Mitigating Liability Risks

A supervisor at a midsize business is watching the evening news, when she sees a disturbing video of people smashing windows and looting stores in the city where her company is based. What she sees next shocks her: one of the looters is not wearing a face mask, despite the coronavirus, and she realizes as he passes the camera that he’s one of her longtime employees.

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Behavioral Healthcare: Telehealth Insurance & Risk Management During COVID-19

Behavioral Healthcare: Telehealth Insurance & Risk Management During COVID-19

The impacts of COVID-19 have changed the way we approach much of life, including how Americans receive healthcare. Social distancing, intended to “flatten the curve” and prevent further spread of the coronavirus, has dramatically expanded the use of telemedicine in the area of behavioral healthcare.*

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When to Notify Excess Insurers of Claims

When to Notify Excess Insurers of Claims

Chronic lateness may be a societal problem, as many etiquette columnists note*, but when it comes to insurance claims, lateness in notifying one’s insurers invites more than dirty looks – it can bring denial of coverage.

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Extended Reporting Option Carries Risks

Extended Reporting Option Carries Risks

In insurance, hard markets present hard choices. Policyholders often face sharply higher rates and tighter terms and conditions at renewal, along with exclusions their expiring liability coverage did not impose. In these situations, incumbent carriers may offer an extended reporting period (ERP), which lets insureds file claims after the original policy’s expiration date. Buying an ERP, however, has significant risks that insureds and their agents should consider.

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Unique Labor Law Makes Insuring New York Construction Projects Challenging
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Property REDY® Index Q1 2024
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Private D&O REDY® Index Q1 2024
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Healthcare State of the Market at a Glance
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Property State of the Market at a Glance
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Personal Lines State of the Market at a Glance
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ExecPro State of the Market at a Glance
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Casualty State of the Market at a Glance