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Alda Joffe

Senior Vice President

1040 Broad Street Suite 101
Shrewsbury, NJ 07702
Phone:  (732) 603-2090
 
 
ABOUT

Our team specializes in all facets of property and marine insurance coverages for smaller businesses to large programs, from single carrier placements to quota-shared/layered placements. We are results oriented, and our goal is to provide you with a perfect client experience, reduce your time and expense, and help you achieve economic success and financial security. We understand that you have choices, so naturally, our overriding commitment to quality and your satisfaction are our primary measures of success.

We support our retail brokers by providing a wide range of advisory services such as:

  • Account Analytics – More than ever, technology is changing the evaluation and pricing of risk. In-depth understanding of these tools is critical in creating the right insurance program at the right price. Custom risk assessment reports guide our retail partners throughout the sales process.
  • Technical Expertise - Our team has a deep and thorough technical understanding of property coverages, which adds exceptional value to our advisory and placement services.
  • Marketing - We have long-term underwriting relationships and are close to the key decision makers. We keep abreast of emerging markets and have exclusive CRC facilities to complement your needs.
  • Servicing – Our proficient support staff provides our clients with exceptional on-going servicing throughout the account process.

For expedited service, please forward the following:

  • Statement of Locations/Values (including COPE information)
  • Five-Year Loss History (summary or loss runs)
  • Specifications (required limits, deductibles, coverages or copy of current policy)
SPECIALTIES
  • Primary/ Excess Property/ Ground-Up
  • CAT and Non-CAT Exposures
  • DIC, Flood, Earthquake or Coastal Wind
  • Terrorism/ Active Shooter/ Liability
  • Builders Risk/ Course of Construction
  • Deductible Buy-Downs (AOP, Flood, EQ, and Wind)
  • Equipment Breakdown
  • Inland Marine/ Stock Throughputs/ Cargo
EXPERTISE
  • All Property-Related Coverages (No Premium/ TIV Restrictions)
  • SOV Preparation
  • Comprehensive Submissions
  • RFP Support
  • Conceptuals/ Proposals
  • CAT Modeling/ Risk Assessment Reports
  • Manuscript Coverage Forms
  • Exclusive Facilities/ In-House Products
  • Quota Shared/ Layered Programs
  • Deficient Protection Classes
  • Adverse Loss History
CLASSES OF BUSINESS
  • Real Estate
  • Habitational (Condos/Apartments)
  • Vacant Property
  • Forced Placed Programs
  • Institutional/ Municipalities
  • Financial Institutions
  • Healthcare
  • Manufacturing
  • Warehousing/ Distributors
  • Retailer/ Wholesale Trade
  • Hospitality/ Entertainment
  • Restaurants/ Food Services & Processing
 TEAM CONTACTS
David Pagoumian
Office President / Property Practice Group
dpagoumian@crcgroup.com

 

Craig Hagan
Vice President - Property
chagan@crcgroup.com

 

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CRC Group's Placing You First Podcast is all about keeping you informed. We feature insights from our wholesale brokers and underwriters — the people within CRC Group who drive our success. It’s one more way we prioritize what matters most to you. Start listening today!

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© 2025 CRC Insurance Services, LLC, CRC of California Insurance Services, CA LIC No. 0778135. No claim to any government works or material copyrighted by third parties. Nothing on this website constitutes an offer, inducement, or contract of insurance. Financial strength and size ratings can change and should be reevaluated before coverage is bound. This material is intended for licensed insurance agency use only. This is not intended for business owner or insured use. If you are not a licensed agent please disregard this communication, CRC supports a diverse workforce and is an Equal Opportunity Employer who does not discriminate against individuals based on their race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Drug Free Workplace.

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