David Pagoumian

David Pagoumian serves as the Red Bank, NJ Office Chairman of CRC and is a member of the Property Practice Leadership team. Our team specializes in all facets of property and marine insurance coverages, with over 30 years of experience studying and aiming to drive the perfect client experience through technical insurance sales leadership.

Prior to joining CRC in 2015, David was CEO of NAPCO (a boutique property wholesaler) and was responsible for the implementation, oversight, and coordination of its property insurance placement services. His strong interest in embracing the right technology in the evaluation and pricing of risk directed the design of NAPCO's proprietary account analytics process, which continues to be expanded by CRC.

David continues to play an active role in his Alma Mater. He currently serves as an Emeritus Board member for St. John's University, Maurice R. Greenberg School of Risk Management, Insurance and Actuarial Science. David graduated from The College of Insurance at St. John’s University with a bachelor’s degree in business administration and is a licensed Property, Casualty, Reinsurance, and Surplus Lines Broker.

SOV Preparation
Comprehensive Submissions
RFP Support
Conceptual Capabilities
CAT Modeling/ Risk Assessment Reports
Proficient at Manuscript Coverage Forms
Exclusive Facilities/ In-House Products
Quota Shared/ Layered Programs
Deficient Protection Classes / Adverse Loss History
Primary/ Excess Property/ Ground-Up
CAT and Non-CAT Exposures
DIC, Flood, Earthquake or Coastal Wind

Our team specializes in all facets of property and marine insurance coverages for smaller businesses to large programs, from single carrier placements to quota-shared/layered placements. We are results-oriented, and our goal is to provide you with perfect client experience, reduce your time and expense, and help you achieve economic success and financial security. We understand that you have choices, so naturally, our overriding commitment to quality and your satisfaction is our primary measures of success.

We support our retail brokers by providing a wide range of advisory services such as:

• Account Analytics – More than ever, technology is changing the evaluation and pricing of risk. An in-depth understanding of these tools is critical in creating the right insurance program at the right price.
• Custom risk assessment reports guide our retail partners throughout the sales process.
• Technical Expertise - Our team has a deep and thorough technical understanding of property coverages, which adds exceptional value to our advisory and placement services.
• Marketing - We have long-term underwriting relationships and are close to the key decision-makers. We keep abreast of emerging markets and have exclusive CRC facilities to complement your needs.
• Servicing – Our proficient support staff provides our clients with exceptional on-going servicing throughout the account process.

For expedited service, please forward the following:

• Statement of Locations/Values (including COPE information)
• Five-Year Loss History (summary or loss runs)
• Specifications (required limits, deductibles, coverages or copy of the current policy)
• All Property-Related Coverages (No Premium/ TIV Restrictions)
• SOV Preparation
• Comprehensive Submissions
• RFP Support
• Conceptuals/ Proposals
• CAT Modeling/ Risk Assessment Reports
• Manuscript Coverage Forms
• Exclusive Facilities/ In-House Products
• Quota Shared/ Layered Programs
• Deficient Protection Classes
• Adverse Loss History

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