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Pollution Liability: Is a GL Extension Enough?

Pollution Liability: Is a GL Extension Enough?

There are major differences between pollution coverage extensions in a GL policy and a genuine pollution insurance policy. Insurance agents are living on the edge by verifying pollution insurance on COIs if the only coverage is provided by a GL policy with an endorsement making exceptions to the pollution exclusion. Continue reading to learn more about obtaining the right pollution liability coverage.

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Evolving PFAS Regulations Heighten Environmental Risks

Evolving PFAS Regulations Heighten Environmental Risks

In June 2023, multinational industrial conglomerate 3M, reached a historic settlement with public water suppliers over the presence of polyfluoroalkyl and perfluoroalkyl substances (PFAS) in drinking water. The settlement concludes multiple class-action suits against the company. Under the settlement, 3M will pay $10.3 billion to plaintiffs over a 13-year period (source 1).

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Train Derailment Impacts on Environmental Insurance Liability

Train Derailment Impacts on Environmental Insurance Liability

On February 3, 2023, a train derailed in East Palestine, Ohio. Thirty-eight of the cars left the track, including 11 that were carrying hazardous materials. In the aftermath of the derailment, the EPA has declared that the water and air in East Palestine are safe, but questions remain about environmental liability.

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Hospitality Industry Struggles to Find Mold Coverage

Hospitality Industry Struggles to Find Mold Coverage

Mold has been a part of our environment for millions of years, and there are more than 100,000 mold species naturally occurring on Earth.

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How the Coronavirus is Impacting Insurance Markets, So Far

How the Coronavirus is Impacting Insurance Markets, So Far

The global community is more interconnected than ever before. Widespread travel and business relations requiring international supply chains make pandemics a more likely threat.

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Casualty State of the Market at a Glance