Cyber Liability – Primary and/or Excess tower (most on one deal is $345M limits!) for the variety of classes that have a cyber liability exposure. If your client has sensitive data, no matter the industry, they have an exposure. Classes include Financial institutions, Education, Healthcare, Insurance Agents/ Brokers, Auto Dealers, Retail, Technology, Construction, Manufacturing, Professional Services.
Senior Living – Skilled, Assisted and Independent Living Facilities, and CCRC’s. Single or Multi-location facilities. We mainly place PL, GL and Umbrella, but have a few capabilities to also package the Property and Auto.
Miscellaneous Medical Facilities – This pertains to a number of healthcare operations that are not a nursing home, ALF/ ILF, Physician or a Hospital. This class includes Surgery Centers, Home Health and Hospice, Imaging Centers, Correctional Facilities, Medispas, Medical Staffing (with and without Physicians), Ambulance, Rehab Facilities, Substance Abuse Facilities and Labs.
Social Services/ Human Services – Primary and Excess – primarily on a package with PL, GL, Sexual Abuse, Property, Auto and Umbrella. Claims Made or Occurrence. Admitted and Non-Admitted. Classes include Substance Abuse, Mental Health, Developmentally Disabled, Social/ Community Services, Youth Services included Foster Care/ Adoption.
Architects & Engineers - Primary Practice, Excess and/or Specific Job/ Client Excess (SJX/ SCX).
Employment Practices Liability for Auto Dealer - We provide EPL coverage to a number of auto dealers across the country (including CA) that vary in size from $50M to over $2B in Gross Revenues and from 30 employees to over 1,000.
Real Estate Developers - MP = $15,000. Coverage for Project Managers, Construction Managers, General Contractors, Real Estate Agents, Title Agents, Notary Publics, & Property Managers - all in one policy.