The REDY Index leverages CRC Group’s collection of actionable data—the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.
Cyber REDY® INDEX - Q1 2026
MONTHLY RENEWAL PRICING ANALYSIS
Results displayed above reflect average CRC Group Cyber renewal pricing changes by month (over the previous 12 months). Results are limited to brokerage accounts that renewed in the same month as the prior year with the same total account limits. To remove outliers, the top and bottom 1% of accounts by YoY % change have been removed, as well as the top and bottom 1% of accounts by rate online (Premium/Limit*100). The REDY Index is intended for educational purposes only as individual accounts typically differ from average pricing trends.
Ongoing + Emerging Cyber Issues
Litigation and regulatory exposure are accelerating at a rapid pace.
Social engineering and business email compromise (BEC) continue to be the most frequent and costly loss drivers.
Ransomware frequency continues to grow, but more importantly, attacks are becoming more sophisticated and complex.
Small and Medium-Sized Enterprise (SME) pricing is gradually firming with many carriers taking some corrective action.
Coverage gaps are widening, particularly across emerging and evolving risk areas.