Tools + Intel.

Many insureds assume their Employee Benefits Liability (EBL) endorsement covers all benefit-related risks, but does it really? We unpack the crucial differences between EBL and Fiduciary Liability and explain why both are essential in today’s environment.

M&A activity is gaining momentum, but are buyers and sellers fully protected when deals close? Representations and Warranties Insurance (RWI) has become a critical tool for managing transaction risk. Here’s how it works and what the RWI market looks like heading in 2026.

Staying ahead in today’s insurance marketplace requires sharp insights and the right tools. The 2026 State of the Markets at a Glance deliver insights into key industry trends, emerging risks, and actionable intelligence to help you navigate the marketplace with confidence. Whether you’re assessing market shifts, identifying new opportunities, or fine-tuning your strategy, our latest insights ensure you stay informed and prepared for what is ahead.

Staying ahead in today’s insurance marketplace requires sharp insights and the right tools. The 2026 State of the Markets at a Glance deliver insights into key industry trends, emerging risks, and actionable intelligence to help you navigate the marketplace with confidence. Whether you’re assessing market shifts, identifying new opportunities, or fine-tuning your strategy, our latest insights ensure you stay informed and prepared for what is ahead.

What would a move from Schedule I to Schedule III really mean for the cannabis industry and for insurance markets? As federal discussions continue, retail agents face rising questions from clients. This article explores the practical implications, limitations, and what retail partners should be doing right now.

When should excess insurers be notified of a claim? The answer isn’t always clear—but getting it wrong can cost coverage. From volatile jury awards to midterm policy changes, insureds face evolving risks. Learn the key timing, documentation, and policy nuances that help ensure claim notifications hit the mark.

October is Cybersecurity Awareness Month, a timely reminder that protecting data is essential for every organization. While backups alone can’t prevent a cyberattack, they’re a critical part of a strong business continuity plan, helping ensure a company can recover quickly and keep running when the unexpected happens.

The senior living market is evolving under pressure from private equity, staffing shortages, inflation, and nuclear verdicts. As risks grow, retail agents face a maze of emerging exposures. Understanding these dynamics is critical to protecting clients and unlocking growth opportunities.

Banking depends on the foundational principle of Know Your Customer (KYC): a regulatory requirement obligating financial institutions to verify the identities of all depositors and borrowers. Historically, after identities were confirmed, banks and credit unions relied on wet-ink signature cards authorizing transactions; however, inadequate verification protocols have led to significant losses, including fraudulent loans, forgeries, wire transfer fraud, money laundering, and regulatory fines.

As DEI programs come under legal and political fire, a new wave of Employment Practices Liability (EPL) risks is emerging. Could pulling back—or doubling down—on DEI initiatives expose your clients to litigation? Discover what agents need to know and how to help clients stay compliant, competitive, and protected.

Are your cannabis clients missing key coverage—or leaving money on the table? With shifting regulations, emerging risks, and evolving coverage options, staying ahead is more important than ever. Discover the 10 essential insights brokers need to navigate the cannabis insurance marketplace with confidence.

Despite economic uncertainty, real estate is booming—but are your insurance solutions keeping pace? Traditional policies leave critical gaps as investors and developers embrace vertical integration and investment complexity grows. Discover how a combined insurance approach can bridge coverage gaps and protect against emerging risks in our latest article.

Is your business prepared for the growing risks of employment-related lawsuits? With evolving regulations, AI in hiring, and a stronger focus on workplace equity, EPLI is more essential than ever. Even one claim can mean six-figure legal costs. Are your clients protected? Learn how EPLI coverage can help businesses stay ahead of today’s risks.

What happens when a landmark real estate lawsuit triggers a wave of copycat litigation? The NAR antitrust case has upended how real estate professionals operate — and how they insure their businesses. Are your insureds ready for what’s next? Learn how the changing legal landscape is driving insurance challenges.

Are your clients prepared for the risks of M&A transactions? Representations and Warranties Insurance (RWI) offers a powerful solution to protect against financial losses while facilitating smoother negotiations. Discover how this innovative coverage can unlock new opportunities and safeguard deals.