Tools + Intel.

October is Cybersecurity Awareness Month, a timely reminder that protecting data is essential for every organization. While backups alone can’t prevent a cyberattack, they’re a critical part of a strong business continuity plan, helping ensure a company can recover quickly and keep running when the unexpected happens.

The senior living market is evolving under pressure from private equity, staffing shortages, inflation, and nuclear verdicts. As risks grow, retail agents face a maze of emerging exposures. Understanding these dynamics is critical to protecting clients and unlocking growth opportunities.

Banking depends on the foundational principle of Know Your Customer (KYC): a regulatory requirement obligating financial institutions to verify the identities of all depositors and borrowers. Historically, after identities were confirmed, banks and credit unions relied on wet-ink signature cards authorizing transactions; however, inadequate verification protocols have led to significant losses, including fraudulent loans, forgeries, wire transfer fraud, money laundering, and regulatory fines.

As DEI programs come under legal and political fire, a new wave of Employment Practices Liability (EPL) risks is emerging. Could pulling back—or doubling down—on DEI initiatives expose your clients to litigation? Discover what agents need to know and how to help clients stay compliant, competitive, and protected.

Are your cannabis clients missing key coverage—or leaving money on the table? With shifting regulations, emerging risks, and evolving coverage options, staying ahead is more important than ever. Discover the 10 essential insights brokers need to navigate the cannabis insurance marketplace with confidence.

Despite economic uncertainty, real estate is booming—but are your insurance solutions keeping pace? Traditional policies leave critical gaps as investors and developers embrace vertical integration and investment complexity grows. Discover how a combined insurance approach can bridge coverage gaps and protect against emerging risks in our latest article.

Is your business prepared for the growing risks of employment-related lawsuits? With evolving regulations, AI in hiring, and a stronger focus on workplace equity, EPLI is more essential than ever. Even one claim can mean six-figure legal costs. Are your clients protected? Learn how EPLI coverage can help businesses stay ahead of today’s risks.

What happens when a landmark real estate lawsuit triggers a wave of copycat litigation? The NAR antitrust case has upended how real estate professionals operate — and how they insure their businesses. Are your insureds ready for what’s next? Learn how the changing legal landscape is driving insurance challenges.

Are your clients prepared for the risks of M&A transactions? Representations and Warranties Insurance (RWI) offers a powerful solution to protect against financial losses while facilitating smoother negotiations. Discover how this innovative coverage can unlock new opportunities and safeguard deals.

What if your business isn’t as protected as you think? Since the #MeToo movement took off in 2017, sexual abuse claims have surged across industries, with many organizations facing lawsuits and massive settlements. Is your current liability coverage enough? Learn how evolving risks demand a new approach to SAM coverage.

Is your bank ready for the AI revolution? With virtual assistants often resolving customer queries in seconds, AI is transforming the financial industry—but at what cost? From data breaches to job cuts and liability risks, discover how banks can balance innovation with protection in this changing environment.

Want to know more about what to expect in the insurance marketplace but don’t have time to read a 10+ page State of the Market? Interested in emerging trends and market or capacity changes? Gain the key marketplace insights you need at just a glance with our easy-to-read 2025 guides.

Want to know more about what to expect in the insurance marketplace but don’t have time to read a 10+ page State of the Market? Interested in emerging trends and market or capacity changes? Gain the key marketplace insights you need at just a glance with our easy-to-read 2025 guides.

Want to know more about what to expect in the insurance marketplace but don’t have time to read a 10+ page State of the Market? Interested in emerging trends and market or capacity changes? Gain the key marketplace insights you need at just a glance with our easy-to-read 2025 guides.

Late notice of claims can lead to denied coverage and damaged client relationships. Claims made policies require extra diligence in reporting, but many insureds wait too long—putting themselves at risk. Learn the three key steps retail agents and brokers should take to ensure clients avoid costly coverage pitfalls. Read more now!