Tools + Intel.

The SPAC market is showing clear signs of life again, but it’s not the same market retail agents saw just a few years ago. Activity is increasing, capital is returning, and transaction pipelines are rebuilding. At the same time, underwriting discipline, structural complexity, and liability exposure remain firmly in place.

What happens when AI infrastructure fails, and who gets blamed? As data centers evolve to support extreme density, automation, and uptime demands, designers, engineers, and integrators face new professional liability exposures. From cooling failures to integration breakdowns, understanding these risks is critical to protecting both projects and professional balance sheets.

Cyber risk is evolving faster than most insurance programs can keep up, but are your clients prepared for what’s next? From ransomware sophistication to regulatory scrutiny, today’s threat landscape demands more than a transactional approach. Here’s what you need to know to stay competitive in 2026 and beyond.

The healthcare cyber market is not collapsing, but it is tightening in ways that matter.

Artificial intelligence (AI) is no longer a futuristic idea. It is already deeply embedded in products and services across every sector. Large language models generate marketing copy, underwriting algorithms set prices, and fraud‑detection tools decide which transactions to flag. Retail agents must help clients answer a critical question: Does your insurance cover AI?

Many insureds assume their Employee Benefits Liability (EBL) endorsement covers all benefit-related risks, but does it really? We unpack the crucial differences between EBL and Fiduciary Liability and explain why both are essential in today’s environment.

M&A activity is gaining momentum, but are buyers and sellers fully protected when deals close? Representations and Warranties Insurance (RWI) has become a critical tool for managing transaction risk. Here’s how it works and what the RWI market looks like heading in 2026.

Staying ahead in today’s insurance marketplace requires sharp insights and the right tools. The 2026 State of the Markets at a Glance deliver insights into key industry trends, emerging risks, and actionable intelligence to help you navigate the marketplace with confidence. Whether you’re assessing market shifts, identifying new opportunities, or fine-tuning your strategy, our latest insights ensure you stay informed and prepared for what is ahead.

Staying ahead in today’s insurance marketplace requires sharp insights and the right tools. The 2026 State of the Markets at a Glance deliver insights into key industry trends, emerging risks, and actionable intelligence to help you navigate the marketplace with confidence. Whether you’re assessing market shifts, identifying new opportunities, or fine-tuning your strategy, our latest insights ensure you stay informed and prepared for what is ahead.

What would a move from Schedule I to Schedule III really mean for the cannabis industry and for insurance markets? As federal discussions continue, retail agents face rising questions from clients. This article explores the practical implications, limitations, and what retail partners should be doing right now.

When should excess insurers be notified of a claim? The answer isn’t always clear—but getting it wrong can cost coverage. From volatile jury awards to midterm policy changes, insureds face evolving risks. Learn the key timing, documentation, and policy nuances that help ensure claim notifications hit the mark.

October is Cybersecurity Awareness Month, a timely reminder that protecting data is essential for every organization. While backups alone can’t prevent a cyberattack, they’re a critical part of a strong business continuity plan, helping ensure a company can recover quickly and keep running when the unexpected happens.

The senior living market is evolving under pressure from private equity, staffing shortages, inflation, and nuclear verdicts. As risks grow, retail agents face a maze of emerging exposures. Understanding these dynamics is critical to protecting clients and unlocking growth opportunities.

Banking depends on the foundational principle of Know Your Customer (KYC): a regulatory requirement obligating financial institutions to verify the identities of all depositors and borrowers. Historically, after identities were confirmed, banks and credit unions relied on wet-ink signature cards authorizing transactions; however, inadequate verification protocols have led to significant losses, including fraudulent loans, forgeries, wire transfer fraud, money laundering, and regulatory fines.

As DEI programs come under legal and political fire, a new wave of Employment Practices Liability (EPL) risks is emerging. Could pulling back—or doubling down—on DEI initiatives expose your clients to litigation? Discover what agents need to know and how to help clients stay compliant, competitive, and protected.