Tools + Intel.

Is your cyber business interruption coverage what you think it is? Many insureds assume cyber business interruption claims work like property claims—but key differences could lead to unexpected coverage gaps. Do you know what documentation is required? How your waiting period is applied? Find out how to avoid common pitfalls in our latest article.

In September 2022, 97 people across six Midwestern states became infected with E. coli. More than 40 were hospitalized and 10 were diagnosed with a serious kidney condition.
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What did they all have in common? They had all eaten at the same popular fast-food chain restaurant at some point during the previous two weeks (source 1).

Business Interruption (BI) claims are complicated even in the best-case scenario, often requiring assistance from outside experts to resolve. Policyholders can benefit from a proactive approach that includes completing an accurate BI Worksheet and involving appropriate specialists to ensure a reasonable claim outcome.

The global community is more interconnected than ever before. Widespread travel and business relations requiring international supply chains make pandemics a more likely threat.

Originating in Wuhan, China, the Covid-19 virus has now been diagnosed in more than 111,000 people worldwide and resulted in over 3,800 deaths.^7,8 The first U.S. case of COVID-19 was reported on January 21st, and that number has grown to 566+ U.S. infections resulting in over 20 deaths, so far.^4,8 As we watch the coronavirus begin to touch communities across the country many are naturally wondering who is at risk and how to prepare.