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July 15, 2026
cyber
redy
redy index
The REDY Index leverages CRC Group’s collection of actionable data—the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.
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Monthly Renewal Pricing Analysis
Results displayed above reflect average CRC Group Cyber renewal pricing changes by month (over the previous 12 months). Results are limited to brokerage accounts that renewed in the same month as the prior year with the same total account limits. To remove outliers, the top and bottom 1% of accounts by YoY % change have been removed, as well as the top and bottom 1% of accounts by rate online (Premium/Limit*100). The REDY Index is intended for educational purposes only as individual accounts typically differ from average pricing trends.
Ongoing + Emerging Cyber Issues
Market conditions remain favorable for buyers, although the pace of softening continues to moderate.
Strong carrier competition, supported by abundant capacity and a favorable reinsurance environment, continues to drive competitive pricing and broad coverage enhancements.
While rates remain attractive, competition on coverage continues to outpace price as significant differences persist between cyber policy forms.
Artificial intelligence remains the industry’s most prominent emerging exposure, with underwriters increasingly evaluating governance, third-party vendor reliance, and technology risk management.
Systemic cyber events, particularly supply chain compromises, are generating greater underwriting attention as organizations become increasingly interconnected.
Despite these evolving risks, carrier appetite remains strong, and experienced brokers continue to add value by navigating meaningful coverage differences across the marketplace.