Tools + Intel.

October is Cybersecurity Awareness Month, a timely reminder that protecting data is essential for every organization. While backups alone can’t prevent a cyberattack, they’re a critical part of a strong business continuity plan, helping ensure a company can recover quickly and keep running when the unexpected happens.

In early 2025, product recalls surged by 25%, even as the number of recall events dropped. What’s behind this paradox? From shifting regulatory pressure to quality control cutbacks, this article explores the key trends reshaping product recall risk and offers insight into how brokers can help clients stay protected.

Global catastrophe losses are mounting, yet the property market remains soft. What does this mean for pricing, capacity, and insureds heading into 2026? Explore how abundant capital, competitive terms, and late-season hurricane risks are shaping the marketplace, and why now is a pivotal moment to act.

The senior living market is evolving under pressure from private equity, staffing shortages, inflation, and nuclear verdicts. As risks grow, retail agents face a maze of emerging exposures. Understanding these dynamics is critical to protecting clients and unlocking growth opportunities.

The REDY Index leverages CRC Group’s collection of actionable data—the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.

The REDY Index leverages CRC Group’s collection of actionable data—the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.

The REDY Index leverages CRC Group’s collection of actionable data—the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.

The REDY Index leverages CRC Group’s collection of actionable data—the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.

The REDY Index leverages CRC Group’s collection of actionable data—the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.

The REDY Index leverages CRC Group’s collection of actionable data—the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing
trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes,
better deliverables, and better results.

Wildfires are no longer rare events—they’re a recurring threat in many regions across the U.S., particularly in the West. In 2024, more than 2.6 million U.S. homes across 14 states were considered at moderate to very high risk of wildfire damage. Many will remember that in January 2025, wildfires fueled by Santa Ana winds devastated thousands of homes in Los Angeles. The total damage is still being calculated, but a preliminary estimate puts total economic losses north of $250 billion. Together, the Los Angeles fires are forecast to be one of US history’s most expensive natural disasters. These fires brought more scrutiny to wildfire exposure, spotlighting the danger to more populated areas.

Banking depends on the foundational principle of Know Your Customer (KYC): a regulatory requirement obligating financial institutions to verify the identities of all depositors and borrowers. Historically, after identities were confirmed, banks and credit unions relied on wet-ink signature cards authorizing transactions; however, inadequate verification protocols have led to significant losses, including fraudulent loans, forgeries, wire transfer fraud, money laundering, and regulatory fines.

The excess casualty market is facing mounting pressure as nuclear verdicts and outsized auto losses continue to rise. Insurers are demanding higher attachment points and adding new exclusions, creating significant challenges for businesses seeking coverage. With rates climbing and capacity tightening, understanding market dynamics and exploring alternative structures is more important than ever.

As global trade tensions fluctuate and new tariffs are imposed or adjusted, their effects extend far beyond international economics. They could also have a direct and growing influence on the property insurance marketplace. From strained supply chains to rising replacement costs, tariffs could reshape how insurers and insureds evaluate risk and price protection.

As DEI programs come under legal and political fire, a new wave of Employment Practices Liability (EPL) risks is emerging. Could pulling back—or doubling down—on DEI initiatives expose your clients to litigation? Discover what agents need to know and how to help clients stay compliant, competitive, and protected.