The REDY Index leverages CRC Group’s collection of actionable data—the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.
Property REDY® INDEX - Q1 2026
MONTHLY RENEWAL PRICING ANALYSIS
Results displayed above reflect average CRC Group Property renewal pricing changes by month (over the previous 12 months). Results are limited to brokerage accounts that renewed in the same month as the prior year with the same total account limits. To remove outliers, the top and bottom 1% of accounts by YoY % change have been removed, as well as the top and bottom 1% of accounts by rate online (Premium/Limit*100). The REDY Index is intended for educational purposes only as individual accounts typically differ from average pricing trends.
Ongoing + Emerging Property Issues
Property reinsurance treaty renewals at 1/1 and 4/1 reflected continued softening, with rate reductions generally ranging from 10% to 15%, consistent with broader market trends.
In Q1 2026, 89% of accounts achieved rate reductions, reinforcing sustained favorable pricing momentum, while a limited subset of accounts experienced modest rate increases.
Loss activity through the first quarter remained benign, supporting strong underwriting performance and contributing to increased competition across the property market.
Alternative capital remains abundant, with continued growth in CAT bond and ILS capacity expanding available limits and further intensifying competition, putting additional downward pressure on pricing.