News - Tools & Intel | CRC Group
Rough Road Ahead in Commercial Auto

Rough Road Ahead in Commercial Auto

Commercial auto has always been a risky business, and it’s getting more difficult to insure. Insurance markets are becoming highly selective about auto liability risks as loss costs climb sharply. Retail agents need to help their insureds understand that the marketplace is changing, but they still have options to navigate challenging conditions.

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Are Your Clients Actually Covered for Their Home-Share Rentals?

Are Your Clients Actually Covered for Their Home-Share Rentals?

Homeowners seeking to bring in extra income by renting their homes through sharing services often don’t realize the serious financial risks they’re running. Homeowners assume their insurance will protect them when their home is rented, but the reality is they may be liable for any damages or injuries on their property while renters are staying there. Most homeowners’ policies have property and liability exclusions for business use, including rentals. This includes vandalism and theft of personal property while rented. Home-share sites may offer to repair or replace damage caused by a guest, but those promises aren’t an insurance policy, and homeowners will have to carefully follow the requirements to obtain reimbursement.

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Managing the Rising Risks of Violence in the Workplace

Managing the Rising Risks of Violence in the Workplace

Active assailants continue to threaten businesses, houses of worship, schools and public events across the United States.

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Property Risk Assessment Reports – Helping Insureds Better Understand the Catastrophic Perils They Face

Property Risk Assessment Reports – Helping Insureds Better Understand the Catastrophic Perils They Face

The Catastrophe Risk Assessment Report is a proprietary tool developed by CRC Group’s Property experts to help retailers win with their clients. Exclusive to CRC Group, this report helps deliver an attractive and detailed presentation providing quality mapping and analytics with comprehensive location details and analysis to your insureds. It includes a summary of an account’s exposures aggregated a number of ways, including by CAT zones, State, flood zone, and construction type.

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Wage and Hour

Wage and Hour

Wage and hour (W&H) exposure is an often misunderstood and frequently underinsured risk. Naturally, a business seeking protection from the catastrophic exposure of W&H violations may look into purchasing Employment Practices Liability (EPL) insurance. However, to their dismay, W&H violations are largely excluded in EPL policies.

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Down Rounds in Financing Can Drive Up D&O Risks
Down Rounds in Financing Can Drive Up D&O Risks
Coordinating Cyber & Lawyers Professional Liability Policies for Maximum Benefit
Coordinating Cyber & Lawyers Professional Liability Policies for Maximum Benefit
Stock Throughput Offers Relief in Hard Property Market
Stock Throughput Offers Relief in Hard Property Market
New FDA Traceability Rules Bring Big Changes and New Risks to Farms
New FDA Traceability Rules Bring Big Changes and New Risks to Farms
Train Derailment Impacts on Environmental Insurance Liability
Train Derailment Impacts on Environmental Insurance Liability
Social Engineering & Cybercrime Remain Top Cyber Insurance Concerns
Social Engineering & Cybercrime Remain Top Cyber Insurance Concerns
California Law Changes Create Uncertainty for Trucking Industry
California Law Changes Create Uncertainty for Trucking Industry
Cannabis State of the Market
Cannabis State of the Market
Property REDY® Index April 2023
Property REDY® Index April 2023
Private D&O REDY® Index April 2023
Private D&O REDY® Index April 2023
Cyber REDY® Index April 2023
Cyber REDY® Index April 2023
Florida Aims to Rebuild Homeowners Market with Reform Law
Florida Aims to Rebuild Homeowners Market with Reform Law