Want to know more about what to expect in the insurance marketplace but don’t have time to read a 10+ page State of the Market? Interested in emerging trends and market or capacity changes? Gain the key marketplace insights you need at just a glance with our easy-to-read 2024 guides.

There are major differences between pollution coverage extensions in a GL policy and a genuine pollution insurance policy. Insurance agents are living on the edge by verifying pollution insurance on COIs if the only coverage is provided by a GL policy with an endorsement making exceptions to the pollution exclusion. Continue reading to learn more about obtaining the right pollution liability coverage.

In the evolving landscape of digital assets, it's crucial that businesses understand how to navigate the insurance space. Over the past several years, this industry has seen significant growth and transformation, with various challenges and opportunities coming to the forefront.

Following a year-long reset, a less turbulent property market is offering reasons for cautious optimism as capacity stabilizes across geographies and lines of business. While challenging conditions persist, a more targeted approach to further adjustments is anticipated in 2024.

The cyber marketplace has changed rapidly in recent years. The intricacies of underwriting have added layers of complexity, leading to a sense of cyber fatigue for retail agents. However, it's important to recognize that merely going through the motions of obtaining cyber coverage can lead to significant risks for insureds.